The amount of money you will pay for your online car insurance will directly depend on what type of car you have and the safety features it offers to the driver. For example, you will save substantially through online car insurance discounts if your car comes with air bags and daytime lights. If it has a lower mileage and is not on the list of the most commonly stolen cars, you will also pay less. Make sure you know which discounts you are entitled to and don't be afraid to ask your insurance provider for a discount if you know you can get a better deal elsewhere.